$$$ Savings: Convert to a BiWeely Mortgage Payment

Total Estimated Savings on the Loan: $19,300 to $42,000

Money expert Farnoosh Torabi says one of the simplest ways to save tens of thousands over the long term is to pay your mortgage every two weeks rather than once a month.  That tiny change reduces the principal faster and adds one extra payment each year, exponentially shaving interest on an average 30-year loan.  Not only are you acting as a smart financial role model, you can reinvest those savings into the health and happiness of your family.

While My Guitar Gently Weeps

I look at you all see the love there that's sleeping
While my guitar gently weeps
I look at the floor and I see it needs sweeping
Still my guitar gently weeps.

I don't know why nobody told you
How to unfold your love
I don't know how someone controlled you
They bought and sold you.

I look at the world and I notice it's turning
While my guitar gently weeps
With every mistake we must surely be learning
Still my guitar gently weeps.

I don't know how you were diverted
You were perverted too
I don't know how you were inverted
No one alerted you.

I look at you all see the love there that's sleeping
While my guitar gently weeps
Look at you all...
Still my guitar gently weeps.

http://www.youtube.com/watch?v=oDs2Bkq6UU4&feature=related

The Coming Meltdown in College Education

from Mark Cuban, "University Presidents care about nothing but getting their endowments and revenues up. If it means saddling an entire generation with obscene amounts of school debt, they could care less." Here is the link to his blog which I encourage you to read.

http://blogmaverick.com/2012/05/13/the-coming-meltdown-in-college-education-why-the-economy-wont-get-better-any-time-soon/

Not knowing how to swim was not a barrier

Several of this year’s Navy SEALs who participated in the 2012 Combine Competitions did not know how to swim until they joined the Navy.

African-Americans historically do not learn how to swim and have an emotional barrier to learning how to swim. Everyone can be taught how to swim – and a number of this year’s elite Navy SEALs did not know how to swim when they joined the Navy.

http://www.navytimes.com/news/2012/04/navy-special-forces-seals-diversity-043012/

There are no shortcuts to become a Navy SEAL. However, these men had an open mind and learned how to swim and prepared themselves for the next steps. It takes a special dedication to compete in collegiate athletics for four years. These men on this list applied themselves and they excelled to the point where they were invited to participate in the 2012 Regional Combines.

CDR Brent "Noise" Phillips
Navy Recruiting Command
Millington, TN
901-874-9388/9340
cell: 901-288-5269
www.facebook.com/usnavylife
www.twitter.com/americas_navy

How to Handle Adversity with Class

You need to realize that you will have trying moments as a brother in your fraternity. Things won't always go as planned. And I'll tell you something - I hope you have those moments. Now I don't hope you have them because I want you to struggle - just the opposite. How you handle adversity will define you as a leader. Think about it - it is easy to lead when times are good. Anyone can be a leader during those times. The true test though is during those trying times. Those times when the answer isn't easy, and it puts your character to the test. That is why I hope you have those times, because you will grow from those experiences. You will look back and remember the tough calls you made, and be proud that you had the courage and conviction to stand up for what is right. Remember this lesson when your chapter is struggling. This is an opportunity to show outsiders, your brothers, and most importantly yourself what you are capable of. Relish these opportunities and learn as much as you can along the way. These opportunities are what sets us apart from non-Greeks. And these opportunities are what will set you up for a lifetime of success.

Fraternally,
Pat
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Pat Daley - The Fraternity Advisor